Lending House is a Finnish and responsible financing company that offers businesses versatile and flexible financing.

When they first contacted me, it was immediately clear that the objective was to meet the required regulatory obligations related to the positive credit register, to which, starting from December 2025, credits granted to private entrepreneurs as well as to agricultural and forestry operators for their business activities must also be reported. In addition, from April 2026 onwards, lenders who have applied for and received a data permit can request a credit register extract when an entrepreneur applies for credit for their business activities.

As the project involved integrating a web application with the Finnish Tax Administration interfaces, I carried out the necessary authority-related assessments of the technical solutions. In addition, I prepared on behalf of the client an agreement on the processing of personal data in accordance with the EU General Data Protection Regulation in relation to the maintenance of the service.

In principle, the project was quite straightforward, where the requirements did not so much come from the client, but were determined based on what information can and must be transmitted through the interfaces. However, the main challenges of the project were specifically related to these interfaces, which are designed for very high loads. Because of this, requests are processed through a queue and their status must be queried separately after submission, which had to be taken into account in both the user interface and the backend system.

The project was implemented in a fixed-capacity cloud environment, as the tool is intended only for internal use. This also made it possible to ensure that no technical dependencies were formed on any specific cloud service provider.

Skanio is a startup whose goal is to revolutionize the survey process of buildings and elevators by creating a European digital platform that combines data and services. The aim is to compile a comprehensive European elevator database using the latest LiDAR 3D Reality Capture technology for making digital twins.

By the time I first contacted the company, they already had plans ready, but the developer had not yet been finalized, so we arranged a meeting to see if collaboration was possible.

Right from the start, it was clear that the project would require the use of 3D technologies in a web environment, which suited me well as I had just been studying the subject in my own code lab. Before starting the project, I made a prototype that allowed their 3D model to be viewed directly in a browser.

Once it was clear that the technology I was using would suit their goals and we had settled practical matters, we quickly started the actual development work, which aimed to develop the first phase of the web application.

At this stage, NAICC was also involved, with whom a three-day hackathon was arranged to develop the prototype and explore how we could integrate panorama photos into the 3D model, which later proved to be the most challenging part of the project.

When I started making the tool to integrate panorama photos into the 3D model, the challenge was that all the data was in one large file, which would take too long to upload to the server, but processing it in the browser was too slow with traditional methods. The solution to this was a separate WebAssembly module, which enables code to run at nearly the speed of machine language directly in the browser.

Communication as the project progressed was handled in a weekly remote meeting, where the development work done during the week and plans for the next week were discussed. This way, the direction of the project was always in the hands of the project owner, and potential issues could be addressed quickly.

The project was implemented on top of cloud architecture, which allows for very large user loads without significant initial investments, and the client can monitor their own resource consumption themselves.